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Marcos Morales

Executive Director

Marcos has dedicated his life to rebuilding and stabilizing distressed, underserved communities of color by creating housing opportunities and providing financial resources to positively impact individuals and families. Through the financial support of private and public capital made possible by Community Reinvestment Act eligible programming, Marcos and his team have developed a successful, replicable model that has assisted in recovering Black, Latino and other minority communities throughout the United States and Puerto Rico.

Through his leadership over the past two and third decades, HHI has helped thousands of individuals and families achieve the American dream of homeownership and put them on a path to generate personal wealth. However, he believes this is only the beginning. Therefore, he tirelessly works and leads intentionally to realize urban community revitalization and stabilization for all.


Juan Barrachina

Finance Manager

With a keen understanding of commercial property acquisition, real estate owned (REO) properties, and mortgage loan accounting, Juan effectively manages HHI’s financial operations through budget development and long-range financial planning.

Juan led the migration of HHI’s finances to a cloud-based system and the development of an internal accounting database to establish a more efficient process for compliance with necessary accounting procedures associated with public and private funding sources.

Linda Segui

Portfolio Manager, Second Opportunity of America

With more than 20 years of experience in the industry, Linda manages the non-performing loans (NPL) portfolios through Second Opportunity of America (SOA) purchased through Federal Housing Finance Agency (FHFA) and Federal Housing Administration (FHA) sales.

Committed to daily administrative efficiency and excellent customer service, she oversees various responsibilities throughout the office. Primarily, Linda nurtures relationships with external service providers and certified counselors, generating quarterly reports to the United States Department of Housing and Urban Development (HUD), renewing foreign entities registrations, and preparing legal documents.


Maggie Cabanillas

Director, Puerto Rico Program

Maggie is a licensed real estate broker who joined the HHI team with a proven track record for success in Puerto Rico’s real estate industry, including experience with investment funds. Each day, Maggie works to revitalize disadvantaged communities through the valuation, acquisition, repair, and disposition of repurposed distressed residential properties with the objective to sell or lease to income-qualified families. Additionally, she works to recover dwellings for families impacted by recent natural disasters on the island.

Through her experience, Maggie has gained a wealth of knowledge in the real estate finance industry. HHI was able to renegotiate various financial arrangements with local banking institutions and offer viable housing alternatives to Puerto Rico by utilizing a technique Maggie has trained other local mortgage servicing entities to facilitate in order to rehabilitate the disadvantaged communities they serve.


Damaris Aviles

Account Coordinator

Damaris is responsible for providing operational support to HHI’s finance, accounting, and human resources departments. As part of her responsibilities, Damaris processes account payables and receivables, maintains accounting data, manages vendor accounts, and administers the accounting and human resources system.

Through her leadership and support, HHI has established accounting procedures to ensure financial compliance and operational efficiency.


Tony Morales

Asset Manager, Hogar Community Reinvestment

Tony plays a pivotal role in the Hogar Hispano, Inc., (HHI) program by monitoring the acquisition, renovation, and sale of real estate owned (REO) properties and surveying the pricing, availability, and delivery of the asset inventory.

As a skilled professional in the real estate industry, Tony is passionate about helping families realize their dream of homeownership and enjoys walking them through the entire process and establishing long-lasting relationships with his clients.


Ronald Rau

Legal Advisor

As a retired attorney with 50 years of experience, Ronald provides guidance on HHI programs and services. He is the president of Shasta Holiday Incorporated, specializing in residential and commercial real estate investments, sales, rentals, and consulting.


Jonathan Zapata

Webmaster and Grant Writer

Jonathan is a skilled writer who utilizes his linguistical abilities in the business and music industries. Through his talented writing, HHI has been awarded funding from local, state, and national grant opportunities that allow the organization to serve vulnerable communities of color further.

Christopher Aldridge

Fund Development

With more than 30 years of experience in financial services, Christopher has managed asset liability and product development for insurance and reinsurance companies with assets exceeding $11 billion. Additionally, he has deployed $7 billion in community development lending and investments and balanced a $500 million portfolio in community development loans and assets.

Christopher drafted the strategic plan, managed the Community Development Financial Institutions (CDFI) certification process, and facilitated the Federal Home Loan Banks (FHLB) membership admission for a for-profit CDFI that raised more than $400 million in capital commitments from social impact investors.

our attorneys

The law firm of Bergman and Allderdice are HHI’s attorneys and part of the HHI team. B&A are experts in all phases of community development law, and regularly advise HHI in real estate acquisitions, development, sales and leasing, management, financing, and joint ventures as well as the purchase of real property secured loan pools. Furthermore, B&A advises HHI in the structure, formation and operation of special purpose entities and joint ventures and assists HHI in the areas of nonprofit tax-exempt organization formation, obtaining and maintaining tax-exempt status, governance, mergers and compliance with IRS, state laws and regulations affecting tax-exempt organizations. B&A’s extensive experience in connection with the formation and operation of tax-exempt entities, including avoiding private inurement and advising with regard to private benefit in partnership ventures and the creation of partnerships between for profit and nonprofit entities and compliance with property tax exemption requirements, has been invaluable to HHI. Their website is


Martínez & Torres Law Offices, P.S.C. (M&T) has been providing legal services to HHI since 2017 when HII expanded its services to Puerto Rico. HII and M&T joined efforts following the aftermath of Hurricane Maria in Puerto Rico to help families retain their properties and/or make available housing to eligible parties. M&T provides a wide range of legal services in the highly specialized areas of corporate, real estate and notarial law. M&T’s expertise in the areas of tax, title and closing coupled with their socially minded attorneys have allowed HHI to further its mission to create housing opportunities. Since 1998, M&T’s primary mission has been to establish long term and meaningful business relationships with every client. It has been no different with HII. M&T continues to build the confidence, respect and admiration of the community while providing excellent and responsive services that go beyond providing solutions to legal problems. M&T’s web site is

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