Our Vision
Homeownership for all who have ever dreamt of owning a home!
Our Mission
HHI’s mission is to lead public and private resources that create and preserve affordable housing solutions for underserved low-and– moderate-income people and communities.
Our Values
HHI takes pride in and is passionate about creating high value solutions that meet the needs of the communities we serve!
A New Road for Housing. A Renewed Opportunity for Communities.
A Message from Executive Director
The passage of the **21st Century ROAD to Housing Act—Renewing Opportunity in the American Dream to Housing—**marks an important moment for the future of housing in America.
At Hogar Hispano Inc., we see this legislation not simply as a new federal housing law, but as a signal that the national conversation is moving toward many of the principles we have championed for years: increasing housing supply, preserving existing homes, expanding access to homeownership, and investing in communities rather than speculation.
The housing crisis cannot be solved by building new homes alone. We must also preserve the homes that already exist, rehabilitate properties that have fallen into disrepair, and create realistic pathways for families who have historically been left out of homeownership.
That is where HHI’s experience matters.
For more than a decade, we have worked at the intersection of distressed housing, community investment, and homeownership—acquiring and rehabilitating single-family properties and working with public, private, and community partners to return homes to productive use.
We believe in building pathways to homeownership—not profit margins.
The ROAD Act creates new possibilities around that work.
Its emphasis on increasing housing production, preserving existing housing stock, expanding mortgage access, and strengthening community development creates opportunities for organizations like HHI to deepen partnerships and help translate federal policy into tangible outcomes on the ground. Among its provisions are measures related to community development and disaster recovery, as well as efforts to expand access to mortgage financing and make smaller-dollar mortgages more viable.
At the same time, the broader housing finance landscape is changing.
A proposed update to the Community Reinvestment Act (CRA) framework by the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) could influence how banks receive CRA consideration for lending, community development, affordable housing, and related activities. For organizations like HHI that work with financial institutions to direct capital toward underserved communities, these changes are important to watch.
Together, these developments point to an increasingly important question: How will policy and capital translate into meaningful housing outcomes in the communities that need them most?
The legislation’s approach to institutional ownership of single-family homes may also reshape the landscape for organizations acquiring NPLs, REOs, and other distressed properties. As the market evolves, we see an opportunity to demonstrate that these assets can be transformed into something more valuable than an investment return: safe, affordable homes and stronger communities.
We are particularly encouraged by the potential for expanded financing options, including initiatives designed to make smaller mortgages more viable for lenders and more accessible to first-time and lower-income homebuyers.
Access to credit remains one of the most significant barriers between families and the American Dream of homeownership.
But we also recognize that legislation does not create affordability overnight.
Many of the ROAD Act’s provisions will require federal implementation, new programs and regulations, and participation from state and local governments. The real measure of this legislation will ultimately be what happens in communities—whether more families can access homes they can afford, whether existing housing is preserved, and whether communities have the resources to shape their own housing future.
For HHI, the ROAD Act represents a new policy and capital landscape to position around.
Our responsibility is to be ready.
Ready to build partnerships.
Ready to deploy capital.
Ready to preserve housing.
Ready to help communities turn new opportunities into lasting outcomes.
The road ahead will require collaboration across government, financial institutions, nonprofits, developers, investors, and—most importantly—the communities we serve.
At Hogar Hispano Inc., we intend to remain focused on the destination:
More homes. More opportunities. More families achieving homeownership. Stronger communities.
That is the road we have been on since our founding.
And we believe the ROAD ahead gives us an opportunity to go further.
Marcos Morales
Executive Director
Hogar Hispano Inc.
Hogar Hispano Inc. is on a journey of transformative growth.
Our team is united in its passion and determination to break down barriers, foster economic solvency, and ensure safe, affordable housing for all— especially for Black and Latino communities that have been underserved for far too long.
There is HOPE with Hogar Hispano!
Homeownership • Opportunity • Prosperity • Equity
Creating Economic Stability
HHI operates an efficient and effective program model that delivers quality housing and related services to homeowners, renters, distressed borrowers, and others in need of assistance.
Investing in Brighter Futures and Creating Equity
HHI realizes positive change for individuals, families, and communities through public and private capital investments.
Preserving the Dream of Homeownership
HHI preserves the dream of homeownership for minority individuals and families by preventing foreclosure and creating new housing opportunities for those that have lost a home.
Stabilizing and Strengthening Communities
HHI actively acquires real estate to stabilize underserved communities and strives to maintain a portfolio of rental properties which is made available to income-qualified families and individuals.
Building Access, Assets, and Prosperity
HHI partners with community-based, non-profit organizations and financial institutions to create access to asset and wealth building for individuals and families of color.